Bad Faith Claims And Your Houston Insurance Claim Attorneys

By Geneva Herritt


Many people get insurance on items that they own because they can never be careful enough when it comes to accidents and unforeseeable events. The reassurance that people get when they get insurance on their homes and vehicles lets them know that if something bad does happen they will be covered and reimbursed the cost of the item or items.

Sadly many insurance claims do not happen as quickly and carefully as most people would prefer. Bad faith claims are what happens when the insurance company disregards their good faith relationship that was established when they started doing business with you. It can be a very stressful situation when something happens to something you own and the insurance company just will not pay up. If you should find yourself in a spot like this you might just need the help of a Houston insurance lawyer to help you get reimbursed.

Instances of Bad Faith Claims

There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.

Another great example of a bad faith claim would be if your insurance company said that you were going to be reimbursed for some sort of damages and didn't bother sending the money for a long period of time. If the insurance provider has all of the evidence they need to make their decision but still take a year to issue your money this would also be considered a bad faith case.

The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.

Benefits of an Attorney to Help Your Case

These kinds of situations can be extremely long and drawn out, and you do not want to be stuck dealing with it yourself. Getting a Houston insurance lawyer to help you get reimbursed is a great decision because it is what they are trained to do. Cases in which insurance companies participate in bad faith claims are more common than you might believe. When you have experience on your side, you are going to get the best possible results.

Talking to your lawyer involves you being prepared to tell them why you were a victim of a bad faith claim and what conversations took place between you and your insurance company. They will help you find the options that you have when it comes to contacting the insurance company and going to court over their negligence. If you feel like you have been waiting too long contact a lawyer and get the information together so that you can get reimbursed for what you are owed.




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