Have you been in an auto accident? If so, then the first thing on your mind is probably recovering from any injuries and the second thing is getting your car fixed.
Your next concern really should be about how to find the best legal help. If you are not at fault for this accident, then you should be able to recover damages and pain and suffering from the driver who was at fault or from his or her insurance company. This might be difficult if this person isn't insured, but if the responsible party does have coverage, you may discover that insurers will stop at nothing to avoid paying up.
If your vehicle was damaged or if you sustained any physical injuries, you have up to five years to bring your suit. Even though this sounds like a long period of time, courts can be incredibly slow. If someone involved in the accident died, the time limit for submitting your claim is reduced to just three years.
Missouri follows pure comparative fault, which practically means that any damages you are awarded will be reduced by a percentage determined by how much the court thinks you were at fault. The formula remains the same - meaning that even if the accident is your fault, your lawyer can often get the settlement reduced by convincing them that the other driver held more of the blame.
All Missouri motorists are legally required to be insured, but if a person is uninsured, it will be necessary to file an accident report so that the appropriate follow-up actions are taken. The coverage that you have bound should include provisions for uninsured drivers (given that these individuals probably won't be able to pay for your vehicle repairs and other expenses out of pocket). You may even want to invest in under-insured motorist protections also - as these will come in handy if the damages exceed the limits of a person's basic plan.
If find any of this to be too complex - you should know that it is complicated. Consulting with a Sedalia car wreck attorney right after these events will help you navigate this complex legal process successfully. The lawyer you choose to work with is a critical choice and it should never be based entirely on advertising.
Your next concern really should be about how to find the best legal help. If you are not at fault for this accident, then you should be able to recover damages and pain and suffering from the driver who was at fault or from his or her insurance company. This might be difficult if this person isn't insured, but if the responsible party does have coverage, you may discover that insurers will stop at nothing to avoid paying up.
If your vehicle was damaged or if you sustained any physical injuries, you have up to five years to bring your suit. Even though this sounds like a long period of time, courts can be incredibly slow. If someone involved in the accident died, the time limit for submitting your claim is reduced to just three years.
Missouri follows pure comparative fault, which practically means that any damages you are awarded will be reduced by a percentage determined by how much the court thinks you were at fault. The formula remains the same - meaning that even if the accident is your fault, your lawyer can often get the settlement reduced by convincing them that the other driver held more of the blame.
All Missouri motorists are legally required to be insured, but if a person is uninsured, it will be necessary to file an accident report so that the appropriate follow-up actions are taken. The coverage that you have bound should include provisions for uninsured drivers (given that these individuals probably won't be able to pay for your vehicle repairs and other expenses out of pocket). You may even want to invest in under-insured motorist protections also - as these will come in handy if the damages exceed the limits of a person's basic plan.
If find any of this to be too complex - you should know that it is complicated. Consulting with a Sedalia car wreck attorney right after these events will help you navigate this complex legal process successfully. The lawyer you choose to work with is a critical choice and it should never be based entirely on advertising.
About the Author:
When searching for a competent Sedalia car wreck attorney, clients can always count on our website. Come and get complete details and information by visiting us right away at http://www.rickkoenig.net.
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