Anyone who has had to organise a funeral for a relative or close friend will understand how much organisation goes into the planning of this event and also the cost involved. If a person dies without having set aside any money for a funeral this will have to come out of the pockets of the person organising the funeral who can then send the bills to the person in charge of the estate for reimbursement.
One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today's prices and to ensure their funeral includes the hymns and readings that they would like.
Although some people do not like to think about the fact that one day they will die, purchasing a pre-paid funeral will mean that their family and friends will be able to avoid any additional heartache should their not be sufficient funds for an unplanned funeral.
When purchasing a pre paid funeral plan the customer will be asked a series of questions to ensure that they purchase the plan that best meets their needs. They can choose what coffin they would like, whether funeral directors and staff will attend the service or just be present in the hearse or limousine and include confidential phone advice and bereavement counselling for family and friends.
The main benefit of using a pre-paid funeral plan is that relatives will not be left with a large bill once a person dies. Although the costs can be reimbursed from the deceased's estate, the initial costs will need to be paid by family or friends, which can put a huge strain on them.
There are many different providers of pre-paid funeral plans, but very often people choose a charity or an insurance provider. Most plans start from around 3000 and they can either be paid as a lump sum or by monthly instalments over a 1, 5 or 10 year period. Further details on prepaid funeral plans can be found by either speaking to financial advisor or searching online.
One way to get around all of this hassle is to opt for a pre-paid funeral plan. This type of plan is fully paid for by the individual so that when they die there are no additional expenses for their family to pay. It also gives people the chance to beat inflation as they can pay at today's prices and to ensure their funeral includes the hymns and readings that they would like.
Although some people do not like to think about the fact that one day they will die, purchasing a pre-paid funeral will mean that their family and friends will be able to avoid any additional heartache should their not be sufficient funds for an unplanned funeral.
When purchasing a pre paid funeral plan the customer will be asked a series of questions to ensure that they purchase the plan that best meets their needs. They can choose what coffin they would like, whether funeral directors and staff will attend the service or just be present in the hearse or limousine and include confidential phone advice and bereavement counselling for family and friends.
The main benefit of using a pre-paid funeral plan is that relatives will not be left with a large bill once a person dies. Although the costs can be reimbursed from the deceased's estate, the initial costs will need to be paid by family or friends, which can put a huge strain on them.
There are many different providers of pre-paid funeral plans, but very often people choose a charity or an insurance provider. Most plans start from around 3000 and they can either be paid as a lump sum or by monthly instalments over a 1, 5 or 10 year period. Further details on prepaid funeral plans can be found by either speaking to financial advisor or searching online.
About the Author:
To find out more about setting up a prepaid funeral plan, why not take a look at the Advant Age website to see what funeral plans they have to offer?
No comments:
Post a Comment