A Workers Compensation Insurance policy is in place in each of the fifty states. It was put into place for protection of both employer and employee. An on-the-job accident resulting in injuries will always have coverage for medical care. Part of his salary will be paid. This can be explained in detail by a Sedalia Workers Compensation Attorney.
Circumstances are not the deciding factor in these claims. The employer may have been negligent in providing a workplace free of hazards. The employee may have been very careless in a super safe environment. Either way, the medical claims and partial salary are to be paid.
It is a no-fault system. This means it does not matter who, if anyone, is at fault. There is no danger of the employer being sued for punitive damages. The employee can collect only up to a specific amount. This insurance is mandated by law.
Compare this to an accident that does not happen at work. The person at fault can be sued for punitive damages in addition to lost wages and medical care. An employer is absolved of responsibility for anything else. An employee is always entitled to wages and medical benefits. The employer pays for this insurance as required by law.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
Fraud within the boundaries of Workmans Compensation benefits is a controversial topic. Some claim it is less the one half of a percentage point. Others argue that is as high as $7.2 billion dollars. But, there is no logical way to measure the actual numbers.
Any worker can fall off a ladder at his house on the weekend. He may then report it as a workplace injury. There is no investigating attorney to look out for the employers interests. A fraudulent claim against him can be impossible to contest.
Circumstances are not the deciding factor in these claims. The employer may have been negligent in providing a workplace free of hazards. The employee may have been very careless in a super safe environment. Either way, the medical claims and partial salary are to be paid.
It is a no-fault system. This means it does not matter who, if anyone, is at fault. There is no danger of the employer being sued for punitive damages. The employee can collect only up to a specific amount. This insurance is mandated by law.
Compare this to an accident that does not happen at work. The person at fault can be sued for punitive damages in addition to lost wages and medical care. An employer is absolved of responsibility for anything else. An employee is always entitled to wages and medical benefits. The employer pays for this insurance as required by law.
In the unfortunate event of an employee being killed at work, workmans compensation insurance pays death benefits. This is mandated by state statutes. Federal statutes, or laws, cover those who are employed by the federal government.
Fraud within the boundaries of Workmans Compensation benefits is a controversial topic. Some claim it is less the one half of a percentage point. Others argue that is as high as $7.2 billion dollars. But, there is no logical way to measure the actual numbers.
Any worker can fall off a ladder at his house on the weekend. He may then report it as a workplace injury. There is no investigating attorney to look out for the employers interests. A fraudulent claim against him can be impossible to contest.
About the Author:
Rick Koenig is a Sedalia workers compensation attorney that is dedicated to helping those people who have been injured. If you think that you should be compensated for your injuries, visit http://www.rickkoenig.net right now, for more details.
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