Finding The Best Bankruptcy Lawyer Snellville GA

By Catherine Olson


When thinking about becoming bankrupt to avoid paying your bad debts, there are several things that you should know. For starters, you should know that bankruptcy has some shortcomings. While your debts will be written off, there is a cost. Therefore, you need to consult the best bankruptcy lawyer Snellville GA has to offer to ensure you have all the information you may need to make an informed decision before you take the plunge.

The best lawyers usually have a long list of clients they have served over the years. These lawyers also have many years of experience in the industry. When searching for a suitable attorney, therefore, be sure to compare the experiences of the top-rated lawyers in the industry. This will help you to make an informed decision.

It is crucial you search the web for reviews, testimonials and ratings to learn everything you need to know about the reputation of an attorney. This is because you want to be represented by a trusted and reliable attorney with a proven track record. Therefore, you should read as many reviews as you can before making your decision. Be sure to also check the ratings of different firms and give special consideration to the top-rated lawyers in the industry.

Lawyers do not work for free; they usually charge legal fees. Since different lawyers usually charge different hourly rates, you have to do a thorough comparison of the legal fees charged by different lawyers to find the most affordable attorneys. By requesting quotes from all the lawyers on your shortlist, you should be able to choose the most affordable legal services provider.

When filing the necessary bankruptcy paperwork, you need to be aware of what you are getting yourself into. This is because employers and creditors will reject your applications. This is because they do not want to work with someone who is financially irresponsible. After all, bankrupt individuals can mishandle the lenders cash or misappropriate resources at work. This means getting a cheap loan or a better job will become extremely difficult.

Chapter 13 is meant for individual consumers. If you have a lot of personal debts and a reliable source of income, you can apply for bankruptcy protections under chapter 13. With this chapter, your debts will be reorganized, and you will be required to make regular monthly payments to settle your debts.

Corporate debtors can use chapter 11 to offset their debts. This is simply debt restructuring. The business only needs to make regular payments to the trustee for a couple of years to get debt forgiveness. This option allows business owners to keep their doors open for business. If the terms and conditions are honored, chapter 11 can lead to writing off of huge debts.

The default bankruptcy option is chapter 7. This is simply liquidation of assets to offset the debt account of the debtor. Both corporate and individual debtors can use this option. After filing the necessary paperwork, all the assets of the debtor are sold to pay off their debts. In business, chapter 7 often leads to winding up of the business. Therefore, business owners need to consult competent bankruptcy lawyers before they make this decision.




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