When serious financial problems occur your local Charlotte bankruptcy attorney is the person to see. Most people have no idea what to do when they are in serious trouble. Before you see your lawyer for a consultation it is important to know what things to bring, and here are answers to common questions.
The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.
If you own a house bring in your real estate records. This includes payment info and how much you owe on the property. However, it is also important to determine an approximate current value of your property. If a recent appraisal is not available, check to see what similar homes are selling for in your neighborhood.
You need to include proof of every debt that you owe. Make sure to include your most recent charge card statements. If there are medical bills, be sure to bring information stating how much you owe. Bring pay off and monthly payment info on any loans that you have.
You need to determine your approximate worth in dollars and compare that against all the debts that you owe. For your assets, include everything you own including personal possessions like jewelry. You also must include recreational vehicles like ATV bikes and jet skis.
When you consult with your Charlotte bankruptcy attorney you are free to discuss whatever matters concern you. If you prepare well for your consultation your lawyer can help you determine your best course of action. Before your appointment, you can contact the office for important details.
The law states that you must have income analysis before declaring a chapter 7. This means you need to bring definite proof of income for at least six months. Include all of your pay stubs and any receipts for bonuses and if you are self employed bring those income records.
If you own a house bring in your real estate records. This includes payment info and how much you owe on the property. However, it is also important to determine an approximate current value of your property. If a recent appraisal is not available, check to see what similar homes are selling for in your neighborhood.
You need to include proof of every debt that you owe. Make sure to include your most recent charge card statements. If there are medical bills, be sure to bring information stating how much you owe. Bring pay off and monthly payment info on any loans that you have.
You need to determine your approximate worth in dollars and compare that against all the debts that you owe. For your assets, include everything you own including personal possessions like jewelry. You also must include recreational vehicles like ATV bikes and jet skis.
When you consult with your Charlotte bankruptcy attorney you are free to discuss whatever matters concern you. If you prepare well for your consultation your lawyer can help you determine your best course of action. Before your appointment, you can contact the office for important details.
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