Why Do Personal Injury Cases Fail To Settle?

By Lance Williams


If you have been the victim of a car accident in Gastonia, NC, you may be able to receive a compensatory sum from the at-fault driver's insurance company to pay for the damages done to you. Most people think that Personal Injury cases in Gastonia, NC are handled in the courtroom. They're not. In fact, almost all Personal Injury cases are handled outside the courtroom and are settled via negotiations between the victim and the defendant's insurance adjuster and company. Handling things outside the courtroom avoids legal speed bumps and roadblocks and is a much easier way to settle a claim. That said, personal injury cases don't always settle. Here's why.

Many Personal Injury claims fail to settle because insurance companies deny the offered claim. Claims are put on the desks of insurance adjusters and they evaluate whether they, and the insurance company, are legally required to pay any amount of money to the victim of a motor vehicle (or some other) accident. Before making the final decision, the insurance company investigates the case behind the Personal Injury claim. These investigations, however, lack thoroughness and contain bias because the investigator is inclined to help out the insurance agency and not the victim.

Many other Personal Injury cases fail to settle because the insurance adjuster offers a settlement amount which is simply too low. For insurance companies to aim low with a settlement offer is commonly the first step. Settlements are just like bargaining at a market. One party makes an offer. The other party counter-offers. And the process continues until a settlement is reached. In the same way, insurance adjusters often start negotiation low but are willing to offer larger and larger sums until both parties reach a reasonable settlement price. Some adjusters, along with the insurance company, refuse to budge and deny reasonable settlement amount, which, unfortunately, often leaves victims wary of the time and money required to pursue the claim further.

If an insurance company fails to offer a reasonable settlement or denies a claim, here's how to proceed. Don't be deterred by the denial or stubbornness of insurance companies. Insurance adjusters and companies often use this tactic to drive people away from pursuing legitimate and reasonable settlement claims. In many cases, the victim's claim is real and valid and an experienced personal injury, skilled in negotiating with insurance adjusters and companies can make sure that your claim is recognized, accepted and settled. Even more, a personal injury attorney can aggressively approach insurance companies by filing a lawsuit, which begins the legal process of bringing a personal injury case to trial. Filing a lawsuit inclines both the defendant and the insurance company to settle rather than go through the legal and financial hassle of court. Because they thoroughly understand the negotiation process involved in settlements, Personal Injury attorneys can shorten the process and make sure you get what you deserve.

Don't miss out on receiving compensation for the harm done to you or someone you know. Your claim may be worth money and your case valid. Call Gastonia's experienced Personal Injury Attorney Lance Williams for a Free Consultation today.




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