Picking The Best Chapter 7 Bankruptcy Attorney Georgia

By Enid Hinton


Many people make the decision to choose a bankruptcy attorney when their financial woes have deepened. The right choice of an attorney can help you deal with the issue and ensure that in soonest time possible, you are up and running without hassles from creditors. When looking for the right chapter 7 bankruptcy attorney Georgia residents should observe the following factors.

Chapter 7 is the most popular type of bankruptcy filed. In this model nonexempt assets are sold by a trustee and the proceeds advanced to creditors. After a successful filing, creditors will not be allowed to collect funds from you. After all these assets have been liquidated and creditors paid, you will be able to start a fresh financial life without any fear. However, there are certain debts, such as criminal fines and student loans which cannot be discharged with this model.

There are a number of reasons that make this type a suitable choice. These include if you do not have any hopes of repaying debts, you have debts without co-signers, creditors are about to sue you and you are thinking of protecting your exempt assets and income. Debt relief in this model can be achieved as soon as six months, allowing you to restart your financial life with renewed focus.

Searching for a prospective service provider should not be a challenging task. This can be attributed to their vast numbers in the Atlanta Georgia legal industry today. Consider asking for referrals from friends and relatives who have been through a similar situation and obtained excellent results. Ask them to provide reasons why they think that attorney is best suited to handle your application.

Specialization in this field of law is an important requirement. Law is a wide profession hence the need of specializing in a specific area to facilitate better service provision. Lawyers who do not specialize in this field may not foresee all potential pitfalls that might hamper your results out of the process. This can result into your case getting dismissed, hence the need of reapplying for the same.

Experience in the industry is another serious consideration. You need to know how long the individual has been in the industry and how many similar cases he or she has handled successfully. An experienced lawyer will ensure that all necessary information is documented during preparation of a petition. However, the success of an application cannot only be determined by the number of years an attorney has been practicing, rather through his effectiveness and competence.

Most people considering filing for bankruptcy usually do not have a lot of money to spend on their application. The amount of legal fees asked will depend on the complexities associated with your case. It is usually to compare quotes from different lawyers so you know who not only charges reasonably but also provides excellent services.

Filing for bankruptcy requires a lot of paper work and constant communication with your lawyer. It is hence very important that you make the right choice of this professional. Some of the factors you need to consider include area of specialization, experience levels, cost of representation and reputation in the industry.




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