How A Jacksonville FL Bankruptcy Lawyer Helps During Tough Times

By Melisa Carlucci


It's not easy when there is not enough money to pay bills each month and you have to decide which bills to not pay. If this keeps up for long, creditors or debt collection services will be calling your house and making your life miserable. When problems like these arise, the best place to turn to for help and advice, is your Jacksonville FL bankruptcy attorney.

Many debt collection services are not nice. In fact, that is the nature of the business, and these people can be very mean and nasty. This can cause an enormous amount of stress and anxiety. Your lawyer will show you how to stop these people from bothering you.

Some people in Jacksonville choose to file bankruptcy without a lawyer, and do it yourself kits are available. Yet, these kits do not tell you if you should file a chapter 13, 7, or mention other options that you may have. When you see a trained legal professional, you can discuss your problems and come up with the best possible solutions.

An attorney will help you decide on the best course of action. This may include credit counseling or filing for liquidation (chapter 7). Also, a lawyer will explain the entire legal process to you. This way, you'll know exactly what to expect, and there will not be any major surprises.

Do you know how to negotiate with creditors of lenders? If not, they may take advantage of you and you should have someone on your side. Your lawyer knows how to negotiate with these people and will look out for your interests. In fact, you may get to keep your house and vehicle.

You have certain rights under Florida law and your lawyer will help you understand all your rights. There is no reason to avoid legal help when you do not have to pay anything for an initial consultation. This way, you can find out if bankruptcy is the best choice, and you have someone to assist you though the entire process.




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